An online savings account is a great way to grow your money faster. Unlike a transaction account, you can’t spend money directly from a savings account, so it's harder to dip into your savings.
Transfer part of your pay into your savings account. You can ask your employer to do this for you or you can set up a direct debit. This way, you're saving without even having to think about it.
Look at your expenses to see where you can make changes or get a better deal. It may surprise you how little things add up.
Look through your bank or credit card statements for the last two months. Identify anything that isn't essential. This could be things like subscriptions or memberships.
The secret to saving is to start early and save often. Create a savings plan so you can manage your money and stick to your goal.
Have a clear picture of your regular expenses and spending habits. This helps you see where you can cut back and save. See track your spending for practical ways to get started.
Once you know how you're spending your money, you can set a realistic budget. Your budget will help you to stay on track, review your progress and reach your money goals sooner.
Setting a savings goal helps you stay focused. It doesn't matter how big or small your goal is, work out how much money you need and make a start.
Use the savings goals calculator
If you can, make extra repayments towards any credit card debt or loans you have. Paying off your debts sooner can save you thousands in interest.
📞(281) 861-7718 | 📍4654 Hwy 6, Houston, TX 77084
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Alfredo Gaxiola has worked on numerous IRS problem cases and has successfully settled with the IRS to release liens on houses, bank accounts and wages and, if needed, setting a payment installment plan that is not burdensome for the client. He has conducted appeals before the U.S. Tax Court and obtained favorable resolutions in reducing the tax debt of his clients. Mr. Gaxiola served as Treasurer of Camara de Empresarios Latinos, one of the largest and strongest Hispanic organizations in the city of Houston. He has conducted financial and accounting seminars for the Houston Small Business Development Corporation, as well.
Certified Public Accountant in Houston, Alfredo Gaxiola CPA in Houston, Certified QuickBooks Proadvisor in Houston, QuickBooks Set Up and Training in Houston, Business Tax Return in Houston, Personal Tax Returns in Houston, Quarterly & Monthly Filings in Houston, Financial Statement Preparation in Houston, Consulting Services in Houston, Payroll Preparation in Houston, Bookkeeping Services in Houston, Bank Financing in Houston, IRS representation in Houston, Business Planning in Houston, Personal Finance in Houston, Income in Houston
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